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Loan Repayment Assistance Program

The Vermont Bar Foundation’s statewide Loan Repayment Assistance Program (VBF-LRAP) provides forgivable loans for licensed attorneys employed in non-profit organizations dedicated to serving the civil legal needs of low-income individuals and families in Vermont or employed by the Office of the Defender General.

"The Vermont Bar Foundation loan repayment assistance program is essential to being able to attract qualified candidates to public service jobs." — Matthew Valerio, Defender General, State of Vermont

The goal of VBF-LRAP is to increase access to justice, and to assist civil legal aid organizations and the Office of the Defender General in recruiting and retaining qualified lawyers. It is designed to support attorneys who would be precluded from accepting work or unable to continue to work in qualifying employment because of salaries that do not support their student loan debt burden.



All participants must be licensed to practice law in the State of Vermont.


LRAP is currently open to attorneys employed by:

Other organizations may apply for approval to the VBF Board of Directors.

Employment Status

Participants may be employed full-time or part-time. Assistance to part-time attorneys is pro-rated.

Financial Eligibility

A participant’s salary may not exceed $60,000.

Eligible Loans

Undergraduate, graduate and law school loans will be considered in determining the amount of assistance. Family and personal loans are excluded. Also excluded are loans for other than educational purposes.

Questions?  Contact Deborah Bailey, Executive Director:

Vermont Bar Foundation
P.O. Box 1170
Montpelier, VT 05601-1170

Phone 802 223-1400
Fax 802 229-4051

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